Not only does Oxygen Bank provide a range of innovative financial solutions, but it also offers the Oxygen referral program that puts cash in your pocket. When you sign up with Oxygen using our Oxygen referral link, you get $100! Upon opening an account and meeting the requirements of receiving a payroll direct deposit of $500 or more within 60 days, as well as making 5 debit card purchases using the Oxygen Visa® Debit Card, you will qualify for a generous $100 reward.

What’s more? By participating in the Oxygen Bank referral program, you have the opportunity to earn $100 for each qualified referral. The process is simple: when your friends open an account with Oxygen Bank using your own Oxygen referral link and receive a payroll direct deposit of $500 or more while making 5 debit card purchases within 60 days of account opening, you both receive a generous $100 reward.

Let’s explore how the Oxygen referral program works and how you can start earning today.

How to Sign Up with Oxygen and Get $100

By following these steps, you can create a new account, have it approved, and become eligible for a $100 bonus:

Step 1: Install the Oxygen Mobile App

To begin the sign-up process, you need to install the Oxygen mobile app on your smartphone. The app is available for both iOS and Android devices and can be downloaded from the respective app stores. Note that it is important to use an Oxygen referral link to download your Oxygen app, otherwise, your bonus will not be guaranteed. Once installed, launch the app to get started.

Step 2: Navigate to the Sign-Up Page

Upon opening the Oxygen app, you will be prompted to log in. Locate the “Log in” button and click on it. This action will direct you to the sign-up page where you can create a new account.

Step 3: Create a New Account

On the sign-up page, you will notice a prompt that reads, “Don’t have an account? Sign up.” Click on this prompt to initiate the account creation process. You will be asked to provide essential details such as your name, email address, and create a secure password. Fill in the required information accurately and proceed to the next step.

Step 4: Account Approval

After submitting your account information, Oxygen Bank will review and verify the details you provided. This verification process ensures the security and legitimacy of each account. Once your account is approved, you will receive a notification confirming your successful registration.

Step 5: Eligibility for the $100 Bonus

As a new Oxygen Bank member, you become eligible for the $100 bonus after your account approval. When you receive a payroll direct deposit of $500 or more within 60 days of opening an account, and you make 5 debit card purchases with the Oxygen Visa® Debit Card, a generous $100 reward awaits you.

How to Find Your Oxygen Referral Link

Finding your Oxygen referral link is a simple process that can be completed within the Oxygen mobile app. Follow these steps:

Step 1: Open the Oxygen App and Access the “More” Section

To begin, open the Oxygen app on your smartphone and locate the “more” icon at the bottom right corner of the app’s interface. Tap on the “more” icon to access additional features and settings.

Step 2: Navigate to the Referral Section

Once you are in the “more” section, scroll through the available options until you find the “other” category. Click on the “referral” option to proceed to the referral management page.

Step 3: Acknowledge the Referral Program Details

Upon entering the referral section, you may be presented with relevant information about the referral program. This could include details about the rewards, terms, and conditions, and any additional requirements. Read through the provided information and tap on the “got it, continue” button to move forward.

Step 4: Retrieve Your Unique Referral Link

Within the referral management page, you will find various options related to your referral activities. Look for the option labeled “send referral link” and click on it. This action will generate your unique Oxygen referral link, which you can share with your friends through various communication channels such as email, social media, or messaging apps.

How to Check Your Oxygen Referral Earnings

To ensure you stay informed about your referral earnings and progress, it’s important to know how to check them.

To check your Oxygen referral earnings, start by opening the Oxygen app on your smartphone. Locate and tap the “more” icon positioned at the bottom right of the screen. This will lead you to additional features and settings. Scroll down within the options and find the “referral” category. Select “referral” to access the referral management page. Once there, confirm your acknowledgment of the referral program details by tapping “got it, continue.” In this section, you will be able to view your Oxygen referral earnings, along with the number of individuals who have joined using your Oxygen referral link and the count of those who qualify for rewards.

When Will I Receive My $100 Oxygen Referral Bonus?

Once you have successfully met all the qualifying conditions for the Oxygen referral program, you can expect to receive your $100 referral bonus within 10 business days. This time frame allows for the necessary verification and processing of your referral activity. Once the conditions have been met and verified, Oxygen Bank will promptly credit the referral bonus to your account.

How Many Referrals Can I Send?

As an Oxygen Bank customer participating in the referral program, you have the opportunity to earn attractive rewards. Within a 6-month period, you can send and receive up to $1,000.00 in Oxygen referral rewards. This means there is potential for substantial earnings by inviting friends, family, or acquaintances to join Oxygen Bank using your unique referral link. Take advantage of this referral program to maximize your rewards while introducing others to the benefits of banking with Oxygen.

What is Oxygen Bank?

Reimagining the concept of banking, Oxygen Bank is a financial technology company that offers innovative solutions for individuals and businesses. With a commitment to providing space and flexibility, Oxygen empowers customers to pursue their goals and seize opportunities. Let’s delve into what makes Oxygen Bank stand out in the financial landscape.

Oxygen – Beyond Traditional Banking
Unlike traditional banks, Oxygen operates as a financial technology company. While banking services are provided by The Bancorp Bank, N.A., a Member FDIC, Oxygen offers a unique approach to banking that caters to the needs of freelancers, LLCs, and individuals seeking convenience and agility.

Embracing the Fintech Experience
Recognized for its excellence, Oxygen has been awarded as the Best Overall Fintech App in the US. This distinction highlights the user-friendly interface and cutting-edge features that Oxygen Bank provides to its customers. The platform prioritizes user experience and convenience, making it a preferred choice among individuals and businesses.

Uncompromised Security
Oxygen understands the importance of security in the payment industry. It proudly boasts PCI DSS certification, the highest level of security measures. This ensures that your financial transactions and sensitive information are safeguarded against potential threats, granting you peace of mind as you conduct your banking activities.

A Banking Platform for the Ambitious
Oxygen Bank is designed for those who are ambitious, hardworking, and constantly on the move. It caters to the needs of individuals and businesses alike, providing a banking platform that adapts to their fast-paced lifestyles. Whether it’s early mornings or late payments, Oxygen is committed to supporting customers in their journey toward success.

What is an Oxygen $OTag?

An Oxygen $OTag refers to a customizable tag or label associated with your Oxygen Bank account. It allows you to personalize and categorize your transactions for better organization and tracking. With an Oxygen $OTag, you can easily identify and sort your expenses, making it convenient to analyze your spending habits and manage your finances effectively. By assigning $OTags to specific transactions, you can gain insights into your spending patterns and make informed financial decisions. Oxygen Bank provides this feature to enhance the user experience and provide greater control and clarity over your banking activities.

How to Edit Your Oxygen $OTag

Oxygen Bank offers users the ability to personalize their profile with a unique $OTag, which represents their identity within the Oxygen community. If you wish to update or modify your $OTag, follow these simple steps to edit it within the Oxygen mobile app.

Step 1: Open the Oxygen Mobile App and Access Friends

Launch the Oxygen mobile app on your smartphone and locate the “Friends” option at the bottom of the screen. Tap on it to proceed.

Step 2: Click on “Edit Tag”

Within the Friends section, you will find various options related to managing your connections. Look for the “Edit Tag” feature and click on it to initiate the editing process for your $OTag.

Step 3: Rename Your Oxygen $OTag

Upon selecting “Edit Tag,” you will be presented with your current $OTag. To change it to a new one, click on the pencil icon situated next to your existing tag. This action allows you to enter a new name or description for your $OTag.

Step 4: Save Your Changes

After editing your Oxygen $OTag, review the changes you made to ensure accuracy and alignment with your desired representation. Once you are satisfied, click on the “Save” button to save the updated $OTag.

10 Reasons to Sign Up for Oxygen Bank?

Oxygen Bank offers a range of compelling reasons to consider signing up for their services. From cashback rewards to robust APYs and convenient features, Oxygen Bank aims to provide a comprehensive banking experience. Let’s explore the key benefits that make Oxygen Bank an attractive choice for individuals and businesses alike.

1. Cashback Rewards
With Oxygen Bank, you can earn real cashback on everyday purchases at approved merchants. There are no points or gimmicks involved—just genuine money back on your transactions.

2. Savings & Robust APYs
Oxygen Bank allows you to set savings goals and watch your money grow with robust Annual Percentage Yields (APYs). Maximize your savings potential and enjoy competitive returns.

3. Get Paid Early
Oxygen understands the importance of seizing opportunities. With direct deposit, you have the advantage of getting paid up to 2 days early, providing financial flexibility when you need it most.

4. Virtual Cards & P2P
Take advantage of Oxygen’s virtual card feature, which allows you to create single-use or merchant-locked cards to protect your card details during online transactions. Additionally, you can easily send money to friends using the peer-to-peer (P2P) functionality.

5. Retail and Travel Benefits
Oxygen Bank offers a host of retail and travel benefits, including cell phone and travel insurance, PriorityPass™ Lounge Access, Netflix/Peloton digital reimbursement, and more. These perks enhance your overall banking experience.

6. Nationwide LLC Creation
Simplify the process of incorporating your LLC with Oxygen Bank. Through the Oxygen app, you can speed up the LLC creation process regardless of your location within the United States.

7. 5% Cashback Rewards (Business Accounts)
For business account holders, Oxygen Bank provides an impressive 5% cashback on everyday business purchases at approved merchants, covering expenses like gas, rideshare services, shipping, and more.

8. No Monthly Fees
Oxygen Bank stands out by not imposing monthly fees, minimum balance requirements, or ACH fees. This freedom allows your business to thrive without unnecessary financial burdens.

9. Secure Virtual Cards
Create secure virtual cards for online spending, ensuring the protection of your Oxygen Visa® Business Debit Card details. Set dollar limits and merchant restrictions for better control over your spending.

10. 1.00% Business Savings
Oxygen Bank offers a competitive 1.00% Annual Percentage Yield (APY) on balances up to $20,000 in their Business Savings Account. Grow your savings while planning for business expansion.

Final Thoughts on the Oxygen Referral Program

Participating in the Oxygen Bank referral program offers a win-win opportunity for both you and your friends. By referring others to Oxygen Bank, you not only help them discover a modern and innovative banking solution but also earn $100 for each qualified referral. The process is straightforward, and with the added bonus of receiving $100 when signing up with the Oxygen referral link, you can start your banking journey with a financial boost.

If you want to explore other banks, you may also check out Chime Bank, Juno, and Money Lion. However, Oxygen Bank stands out with its cashback rewards, robust APYs, early access to funds, virtual card features, and a range of retail and travel benefits. By joining Oxygen Bank and taking advantage of its referral program, you become part of a growing community that values financial empowerment and rewards its members. So, don’t miss out on the opportunity to earn and enjoy the benefits of Oxygen Bank. Start referring your friends today, sign up using the Oxygen referral link, and experience the convenience, flexibility, and financial rewards that Oxygen Bank has to offer.