8 Best Cashback Apps in 2023: Which Should You Trust?

If you’re looking for ways to diversify your income in 2023, consider adding some passive income opportunities, such as cashback apps. While you have to shop to earn cashback with these apps, chances are you shop often anyway, so why not make money doing what you’re already doing?

Here are the top 8 cashback apps in 2023 and how they can help you earn a passive income.

What are Cashback Apps?

Cashback apps pay you to shop. It sounds crazy, right? But it’s true, you can make money when you shop if you use the right cashback apps.

Each app offers something different. Some reward you in points and others directly in cash. Some sites even offer other ways to make a little side money in addition to shopping.

How do Cashback Apps Work?

Each cashback app works differently. Before you choose the app that’s right for you, see how they work. What type of shopping must you do to get rewarded? Some apps pay you for in-store shopping while others strictly operate online.

Also, pay attention to the cash-out threshold. Some apps let you cash out at any time while others make you wait until you have at least $25 accrued.

Either way, you’ll earn either points or cash that you can redeem via PayPal, Venmo, or direct deposit. Some apps also let you convert your points or money into gift cards to your favorite stores.

The Top 8 Cashback Apps

Before you choose the right cash back app for you, learn about the top 8 cashback apps that offer the highest payouts, have the largest variety, and are the easiest to use.

1. Ibotta

Ibotta is one of the most well-known cashback apps. It started as an app that paid you to grocery shop. To use it, you would activate the offers you wanted, buy the items in-store, and upload your receipt when you were done.

This is still a great way to earn money using Ibotta, but you can also make money by linking your store loyalty cards to your Ibotta app. Every time you shop at these stores, Ibotta will track your purchases and reward you for any eligible purchases. Now you can also shop online using Ibotta. To get credit for your purchases, you must shop at your favorite retailers through the Ibotta app.

Also, with the Ibotta referral program, you get the chance to earn $30 free cash on top of your spending cashbacks. Get your Ibotta referral code from this Ibotta referral article and follow the steps to redeem your bonuses successfully.

2. Rakuten

Rakuten is a cashback app that rewards you for shopping online, similar to Ibotta, but with more offers. Rakuten mostly operates online, and you must shop through your Rakuten app to get credit for your purchases, although some stores offer in-store deals too. Rakuten works at all your favorite stores including Kohl’s, Target, Ulta, Lululemon, Lowe’s, Nike, and Macy just to name a few.

Grab the opportunity to also earn a $30 sign-up bonus and $30 for every referral to Rakuten. Read more information in our Rakuten referral article. 

3. Dosh

Dosh is another popular cashback app; however, it works differently. You don’t have to activate any offers or clip coupons. You download the Dosh app, link your debit or credit card to it, and automatically earn cash back every time you shop at eligible stores.

Dosh pays you cash back for store purchases, eating at restaurants, or even booking a hotel stay, but it must be through the Dosh app. Dosh works at all your favorite retailers (Target, Walmart, Home Depot, eBay, and even Door Dash. You can cash out when you make $25, and they offer several ways to receive your funds. Check out this Dosh referral article for more information.

4. Fetch

Fetch works differently than most cash-back apps. With Fetch, you don’t have to activate offers or shop at certain stores. Instead, you upload your receipts any time you shop or eat out, and Fetch will reward you. Some stores pay much more than others, with the minimum payout usually 5 points for an uploaded receipt.

You can convert your points to gift cards or cash, but you must have 3,000 points to cash out, which equals $3. Here’s our Fetch Rewards referral guide for reference.

5. Honey

Honey is a cashback app and browser – you can use it one way or both. Honey is like the personal shopping assistant you never knew you needed. When you shop and activate Honey, it will scour thousands of coupon codes and promos to make sure you get the best deal.

Not only that, but if you provide your email address and become a Honey Gold member, you can earn cash back on purchases at certain stores. You don’t have to shop through the app either, which makes it even easier.

6. RebatesMe

RebatesMe is a cashback app that pays you for shopping through the app at your favorite stores. To date, RebatesMe works with 4,000+ stores so it’s easy to earn cash back on your purchases. RebatesMe allows you to cash out when you have just $10.

If you haven’t signed up for RebatesMe yet, you may use our exclusive RebatesMe referral code to get a $30 RebatesMe referral bonus. Here’s our RebatesMe referral article to help you with that.

7. Shopkick

Most of the apps above help you earn cashback when you make a purchase. Shopkick is different, though. You don’t have to buy anything to earn points. All you have to do is walk into the stores on the app and scan specific products and you’ll earn points.

You can increase your earnings by buying the products you’re asked to scan. If you do buy them, you upload your receipt and earn cashback. Shopkick is a mobile app only and works on iOS and Android phones.

8. Swagbucks

Swagbucks is an app of all trades. Swagbucks pays you to shop through their app, but you can also earn money watching videos, playing games, and taking surveys. It’s a great app to diversify your passive income since there are many ways to earn money.

Unlike other apps in our list, you only earn money with Swagbucks by shopping online and you must shop through the portal. The good news is Swagbucks pays well and partners with thousands of stores. Read more about the Swagbucks referral program here.

Final Thoughts

Have some fun exploring the different cashback apps available today. You can even mix and match, depending on how much time you have and how much work you want to put into it. Don’t forget with any cashback app to share the good news with your friends and family. The more people that sign up under you, the more money you’ll make without doing anything except sharing an exciting tool that helps you make money.

If you want to earn extra money, join other Crypto referral programs like Binance referral and Crypto.com referral.