Chime Referral Program

To receive the Chime referral bonus, sign up with a Chime referral link and make a qualifying deposit of $200.

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Chime Referral Link

The Chime referral program rewards both new and existing users of Chime bank for every successful referral. New users of Chime bank are eligible to receive a $100 bonus when they use a Chime Bank referral link to open a checking account and setup a direct deposit within 45 days. The direct deposit should be at least $200 and can come from a payroll provider, gig instant payout, or government benefits. Existing Bank users of Chime bank will also receive $100 once referred users meet all the required steps.

The Chime Bank referral bonus has changed from $50 to $75, and now to $100. If you are a first-time Chime bank user, this is a great time to join, get a generous referral bonus, and enjoy the benefits of this great online bank. Below, you can find step- by-step instructions on how to sign up with a Chime referral link and make a direct deposit. The Chime referral program is unique among banks and financial products as it has a very generous and easy to get sign-up bonus.

How to Sign Up Using a Chime Referral Link

Step1: Open a new Chime account using a Chime referral link.

Make sure to sign up with this Chime referral link and complete all the necessary details for registration.

Step 2: Set up a direct deposit

Deposit $200 within 45 days of opening your account. You may need to talk to your employer or payroll department about switching the direct deposit account for your paychecks.

Step 3: Wait for your Chime referral bonus

Be Patient! You will receive the bonus in your Chime account within 2 business days of meeting the requirements. If you don’t receive your Chime referral Bonus, send an email to Chime. The Chime support team will most likely ask you to verify the referrer information. In that case, send us an email or a comment below with the date you signed up and we’ll do our best to help.

Chime Bank Referral Program

For one, the signup bonus terms are easy to meet. All you need to do to qualify for the bonus is receive a $200 direct deposit into your Chime account. While Chime’s terms and conditions state that this direct deposit must come from an employer, most ACH transfers from an external bank account will meet the requirement.

You can continue to earn money with the Chime referral program by inviting your friends and family to sign up for an account with your unique Chime referral link. Both you and the person you refer will receive a bonus when the referred person meets the requirements by accepting a $200 direct deposit into their account.

Because the signup bonus is so high, you can make a lot of money fairly quickly with your Chime referral code. If you live in a two-person household, you can make $300 with little effort by signing up for Chime through a Chime referral link, then referring your spouse or partner with your own Chime referral link. If you both meet the requirements, you’ll have earned a total of $300, depending on your offer amount.

How to Invite Friends through Chime Referral

After you sign up for a Chime account through a referral link, you can continue earning more bonuses by inviting your friends and family to sign up. Both you and the person you refer will receive a $100 bonus whenever the referred person meets the requirements.

You can earn up to $1,000 per calendar year through the Chime referral program.

Here’s how to invite friends to join Chime with your Chime referral link:

Step 1: From the Chime app, in the top left corner, tap Settings.

Step 2: From the Settings screen, tap Invite Friends.

Step 3: Choose which contacts you’d like to invite from your contact list, customize the message, and press Send.

Alternatively, you can share your customized link by tapping Share from the Invite Friends screen. This allows you to copy and paste your referral link into emails or on social media without being limited to the people in your phone’s contacts.

What are the Chime Referral Program Terms?

There are several terms both you and the person you’re referring to Chime must meet in order to qualify for the $50 or $70 signup bonus.

• The person you refer must open a new Chime Spending Account through your unique referral link and receive a payroll direct deposit of at least $200 within 45 days of opening the account.
• The direct deposit must be made by an employer or payroll provider by an ACH deposit. Bank transfers or transfers from other financial institutions do not qualify as payroll direct deposits.
• Both parties will receive the referral bonus within 2 business days after the person you refer has received a qualifying direct deposit into their Spending Account.
• Each user can earn up to $1,000 in Chime referral rewards per calendar year.

What Is Chime?

Chime is an online financial service that provides users with an online-only banking experience. The company offers a savings account, a checking account, and a credit card, all manageable from a convenient mobile app.

Chime is a bank that helps you build your credit score and track your spending habits. The company also offers a suite of payment tools and credit products. Their goal is to give you the tools you need to get back on track in life, whether that’s paying off debt or building up your savings account. You can even start earning right away when you sign up with a Chime referral link. 

The Chime app is super easy to use and has lots of features, including:

• A built-in credit card that gives you a virtual Visa card with no annual fees
• A built-in savings account that lets you set aside money for emergencies
• A free budgeting tool that helps you keep track of your spending habits so they don’t spiral out of control

The service is based on the idea that everyone should have access to good financial advice—it’s not just for those who have been rejected from traditional banks because they have bad credit scores or high balances. With Chime, anyone can access their accounts without having to go through an expensive application process or wait for lengthy approval periods.

There are several features that make this online service attractive in addition to the Chime referral program. For instance, Chime doesn’t charge any monthly service fees, require a minimum balance, or charge for overdrafts.

The savings account Chime offers is a high yield savings account with a current APY of 0.50%. The company also offers several automated features that make it easy to save money, such as rounding up purchases and depositing the difference into your savings account. This makes it an ideal account for anyone interested in boosting their savings with very little effort.

Is Chime Safe?

Chime Bank is a great place to store your money. They provide a secure platform for all your financial needs, with easy-to-use tools and an intuitive interface.

But how safe is Chime Bank? The short answer is: very safe! Chime has been around for over a decade, and their security team is always on the lookout for new threats. Chime uses cutting-edge technology to keep your account secure, including an advanced artificial intelligence service that constantly monitors systems for potential threats and alerts when there’s anything unusual going on.

Chime Bank also makes sure that you’re in control of your own information. That means you can view everything that’s happening on your account at any time by logging in with your username and password—no need to have access to any of Chime’s systems or accounts unless you want it!

If you’re looking for a way to keep your money safe while also getting access to easy-to-use tools and intuitive interfaces, then Chime Bank might be just what you’re looking for! Sign up with our Chime referral link today and earn your Chime referral bonus.

Final Thoughts

Chime has one of the most accessible referral programs for bonuses. While other financial apps like Cash App have similar referral programs with signup bonuses, the Chime referral program offers a much larger reward than others.

While the Chime app is already a highly rated banking app that offers important financial services, its referral program makes the app even more enticing. By signing up for a Chime account using a Chime referral link, you can save more money than you would be able to with an ordinary bank account, and you can get a head start with your signup bonus. If you’re into more referral bonuses, check out Uber Driver referral and Dosh referral. 

We know that it’s wise to read more before opening any account. To help you with that, we got you covered with this Chime Bank Review. Discover if Chime is really suitable for you.