37 Apps That Pay Real Money When You Sign Up [Feb 2024]

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Competition is there for the consumer’s benefit. Whether you’re signing up for an investing app or looking to book a car, it’s worth looking at the different options you can take advantage of. With so much competition, apps are using sign-up and referral bonuses as an incentive to get users to open an account.

These incentives work as a free credit for you to use on the app after meeting any qualifying requirements. Many of these apps also give you the chance to maximize your potential credit through referral links. These links allow you make a little extra passive income on these apps by referring your friends and family to them. You can earn anything from a $10 referral bonus to free stocks valued up to $200.

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This guide gives you an in-depth comparison of 37 of the best apps that will pay you real cash when you sign up. These apps range from everyday rideshare apps to investing apps that can help you build your portfolio for the future.

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P2P Apps

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Some of the most used apps are ‘P2P’ apps. These facilitate peer-to-peer payments, such as when you’re sending money to a friend or paying your hairstylist at a salon. These apps allow you to pay another person directly using only their email or mobile number.

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1. Cash App

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Cash App is the #1 finance app on the App Store due to its ability to let you pay anyone instantly. It’s now available for everyone over 13, giving it a lower age bracket that most P2P apps. One of its most unique features as a mobile banking app is that it makes it easy for you to file your taxes

One of the major draws to Cash App is that you can use it to get paid up to 2 days faster. You can also design a debit card that matches your personal style – and that gives you instant discounts. Gone are the days of confusing your debit card with someone else’s. Cash App has expanded beyond being a payment app to include the ability to invest in stocks and bitcoin from just $1.

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Part of the reason we recommend Cash App is for its Cash app referral program. New users can get $5 credit when they sign up through a referral link and send $5 to a friend through Cash App within 14 days. Some older Cash App referral codes may give new users a $10 bonus like our Cash app referral code.

Once you’re using Cash App, you can start sending your own referral link to earn free cash. The good news is that there’s no limit to how many friends you can refer to Cash App, giving you an endless potential for referral cash.

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2. Venmo

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Cash App’s biggest competition is Venmo. Just like Cash App, it allows you to request money from your friends and pay them in return. It’s an easy way for you to split your lunch bill, pay your part of the rent, or send the money for your part of a cab fare.

You can use Venmo to make purchases from various merchants using in-store QR codes, a Venmo Mastercard debit card, or as a payment method when paying online or in apps. You can fund your Venmo through money sent to your account by other users, your bank account, or your debit or credit card.

Venmo is owned by another P2P provider, PayPal. It’s the perfect app for you if you hate carrying around cash and find yourself having to split bills with friends or family. As a peer-to-peer app, you can use Venmo to quickly pay someone else without needing their bank details.

With so many peer-to-peer platforms, it’s no surprise that Venmo is trying to win over customers with their sign-up bonus referral. When you sign-up through a referral link, you can get $10 cash to kickstart your Venmo balance. You’ll need to add at least $5 to your Venmo balance and send it to another user to earn your free cash.

Just like Cash App, you’ll also be able to earn additional cash by using your unique referral link when friends and family sign up for Venmo. It’s worth noting that Venmo limits the amount you can earn through referral links to up to 10 referral bonuses.

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3. PayPal

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One of the most popular peer-to-peer platforms is PayPal. It’s one of the most widely used payment methods online and allows you to pay people directly using their email address or mobile number. Just like other peer-to-peer platforms, you’ll connect your PayPal account to your credit card or bank account. When your identity and fund source is confirmed, you can start sending and receiving money from other people.

As PayPal has started to expand, they’ve begun to offer more traditional financial services. You can now access a debit card connected to your PayPal account or utilize ‘PayPal Credit’ to split the cost of online purchases.

While PayPal doesn’t have as generous of a referral scheme as other P2P platforms, you can still earn free cash through their referral scheme. You can earn $10 when your friend uses your referral code to buy $5 or more of crypto. Their purchase will be verified within 2 weeks and $10 will be added to your account. You can earn up to $50 through PayPal’s referral scheme.

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Investing Apps

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You don’t need to be the wolf of Wall Street to start investing. These apps allow you to get started with your investment portfolio using just your smartphone. You can purchase fractional shares and even cryptocurrency on several of these platforms.

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4. M1 Finance

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M1 Finance launched in 2016 as an automated financial advisor that is popular for its security features and adjustable portfolios. When it comes to robo-advisors, M1 Finance is amongst the most recommended. When you invest through M1 Finance, your deposits are protected through the Federal Deposits Insurance Corporation. This investing app is ideal for those who already have a little experience in the investment world.

You’ll be able to spend, invest, and borrow against the valuation of your portfolio. M1 Finance gives you access to fractional shares, exchange-traded funds (EFTs), and stocks. Currently, M1 Finance doesn’t include options and mutual funds, although this may change in future.

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M1 Finance has one of the highest sign-up bonuses available from any investing app. When you sign through a referral link, you earn $50 sign-up bonus. You can also use the referral program to earn $50 for your account as well when friends sign up through your link. Check out this M1 Finance referral article for the complete guide.

Just like Cash App, there’s no limit to how many friends you can refer to M1 Finance, giving you an endless potential for referral cash. It’s an easy way to help maximize the potential of your investing portfolio through free cash referrals.

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5. Tastyworks

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Launched in 2017, Tastyworks is a trading platform with a unique origin story. The platform started from an online video channel – Tastytade – and now trades exclusively within the stocks and options market. One of the benefits of using Tastyworks is that it gives you lower pricing than what you would expect to pay through traditional brokerages.

While Tastyworks doesn’t offer much by way of trading options, such as fractional shares, it’s ideal for those actively building their portfolio. You can access to fractional shares but its set to a minimum of $25 per transaction, unlike other investing apps that offer fractional shares from as little as $1.

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The platform has been expanding their focus on cryptocurrencies to include 18 different types – including Doge Coin and Bitcoin. One of the main attractions to Tastyworks for active investors is its referral program. You can get up to $100 per referral when the user adds at least $2,000 to their account within the first 60 days.

What makes Tastyworks unique is that their referral credits can be applied towards real-life items, from a Google Home right up to a Tesla Model S. Check out this Tastyworks referral guide to earn your sign up bonus successfully.

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6. Robinhood

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One of the most popular investing apps is Robinhood. This commission-free trading platform is easy to use an ideal for those who are starting their investment journey. The app is packed full of educational material to help you find your feet in the investing world. Robinhood allows you to invest in cryptocurrency, exchange-traded funds (EFT), stocks, and options.

The benefit of using Robinhood is that you can purchase fractional shares from as little as $1. The platform also gives you access to investing in gold with a margin of up to 2.5% annually. What makes Robinhood different is that it also gives you access to a savings account with a Mastercard debit card for easier spending.

Like several other investing apps, Robinhood use stocks as a sign-up incentive. When you use a referral link, you can get a free share valued up to $200. It’s luck of the draw for which fractional share you’ll get. 1-in-100 get a share worth less than $20 with 1-in-1000 getting a share worth at least $50.

Once you start investing on Robinhood, you can maximize the value of your portfolio by sharing your referral link to earn free stocks. It’s worth noting that Robinhood limits the value of your free stocks every year from referrals at up to $500. Join Robinhood with our Robinhood referral link and get your free stock.

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7. Acorns

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Another robo-advisor to consider signing up for is Acorns. It works as a passive investment app that costs only a few dollars a month, doing all the work for you. Acorns is ideal for those who don’t want to take a hands-on approach to their investing. It’s the sort of portfolio you can set up and forget about. It’s proof that anyone can start investing.

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It works by using weekly or monthly automatic deposits with the option of periodic deposits. When your balance is $5 and over, the app will start automatically investing in EFTs on your behalf and diversifying your funds. Acorns offers three programs. Lite is $1 a month, personal $3 a month, with the family plan being $5 per month. It also works by rounding up your spending to add your spare change to your investment pot.

Acorns has one of the lowest sign-up bonuses on the market at $5, primarily as its designed to create a passive form of investing. You can also use the referral program to earn $5 for each person who signs up through your referral link. If you want the complete steps on how to refer your friends to Acorns or sign up via referral read this Acorns referral guide. 

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8. Webull

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Another zero-commission broker platform is Webull. It’s an ideal choice for new investors as it has no minimum balance requirements and offers options trading. You’ll get access to a Roth IRA or traditional account. If you choose a margin account, you’ll need to deposit at least $2,000 to meet the industry requirements.

Webull gives you access to over 6,000 different stocks and EFTs that are available at a competitive margin rate, along with 11 cryptocurrencies. You’ll be fully in control of your portfolio and able to access a range of stocks and options.

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What makes Webull one of the most popular investing apps is its referral program. Just like Robinhood, their sign-up bonus is a free stock up to $1,600. For a limited time, Webull are currently offering 3 free stocks valued at up to $6300 when you use a referral link to sign up.

The first free stock you’ll receive is valued between $3 to $300 and you don’t need to deposit any funds to access it. You’ll get your second free stock (valued up to $3000) when you make your initial deposit. Just like Robinhood, you can also earn free stocks to maximize your portfolio by asking your friends to use your referral link. You may use our Webull referral link to sign up with Webull and get your free stocks successfully.

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9. Yieldstreet

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Are you looking for an alternative form of investing? Check out Yieldstreet. This online platform allows you to invest in marine projects, art, and commercial real estate. It’s an ideal choice for investors who want to create a curated passive investment portfolio. Yieldstreet opens the world of investing with investment opportunities that are typically only available for the ultra-wealthy and institutions.

You don’t need to be a professional investor to get started on Yieldstreet. It offers a variety of investment options that are designed to meet your objectives, whether you’re looking to grow your portfolio’s value or generate a form of passive income.

It’s worth noting that the account minimum for Yieldstreet varies from $5,000 to $10,000 – meaning it’s better suited for those with free capital to invest. Due to its higher minimum requirement, Yieldstreet offers a $100 referral bonus when you sign up through a referral link.

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10. Stash

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If Yieldstreet isn’t for you, check out Stash. This investing app offers an affordable way for you to invest in bonds, stocks, and EFTs. It makes investing more accessible through fractional shares.

One of Stash’s biggest selling points is its automatic saving and investing tools, known as ‘Auto-stash’. It works with regular direct deposits that are set up to save and invest in a way that meets your goals. You can also use Stash to help save and invest any spare charge you have by rounding up your different transactions.

Like Acorns, Stash uses three different plans, starting from just $1. These plans allow you to have access to a personal investment account and bank account, along with other benefits. Stash is currently only available for US residents, but the platform has plans to expand their user base in the future.

As a lower-value investment portfolio, Stash doesn’t offer a large referral bonus, although it’s higher than what’s offered by Acorns. You can earn a $20 bonus when you sign up through a referral link to put towards you first investments. Stash allows you to maximize your portfolio by using the referral program to get another $20 bonus for each user you invite to the platform.

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Shopping and Rideshare

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Anything you need in life is only a few clicks away. These shopping and rideshare apps are designed to make everyday tasks more convenient and ensure you’re always getting the best price. They include cashback apps that pay you for shopping on specific websites and rideshare apps that help you earn a little extra cash.

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11. Uber Driver

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Are you looking to make a little extra money? If you have a car and free time, Uber Driver is the best way to make extra cash. It’s a side hustle that can earn you hundreds – if not thousands – a month. When you sign up to Uber Driver, you’ll be able to pick up jobs through the Uber app. You can track your payments at a glance through the app and get updates at your fingertips to stay up to date with your account.

[/fusion_text][fusion_imageframe image_id=”14273|full” custom_aspect_ratio=”100″ lightbox=”no” alt=”Get paid with Uber” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” align_medium=”none” align_small=”none” align=”center” hover_type=”none” caption_style=”off” caption_align_medium=”none” caption_align_small=”none” caption_align=”none” caption_title_tag=”2″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://www.tastyreferrals.com/wp-content/uploads/2022/01/Get-paid-with-Uber.png[/fusion_imageframe][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” flex_grow=”0″ top_margin=”10px” alignment=”center” /][fusion_text rule_style=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” text_transform=”none” animation_direction=”left” animation_speed=”0.3″]

Uber Driver is an innovative way to make money in your free time. The app allows you to play your day with schedule driving and features that include estimated times and rider activity forecasting. You can also get support directly from Uber through the app.

Are you thinking of signing up to Uber Driver? It offers the best sign-up bonus of any ridesharing app, giving you up to $200. It’s an easy way to help you boost your early earnings and get you started with your side hustle. You’re free to sign up with Uber using our Uber referral code if you don’t have a code yet.

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12. Lyft Driver

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Another popular rideshare app is Lyft. While Uber first hit the market in 2009, Lyft was launched in 2012. You’ve likely seen the little pink ‘Lyft’ sticker around your local city. It’s another side hustle you can use to earn extra money when you’ve got free time and have a car available.

Most drivers earn a median income of $29.47 per hour with the option of maximizing your earnings through bonuses and promotions, as well as tips. Most drivers make around $700 extra a year in tips, but this will largely depend on the area you’re working in.

While Lyft Driver doesn’t offer as generous a referral bonus as Uber, $20 is still a good way to start your income from ridesharing. One advantage of Lyft over Uber is that it allows you to use your own car or use an affordable rental. It’s an ideal choice for those who want to use ridesharing as a side hustle. You’ll be able to keep your tips and get help 24/7 through the Lyft Driver app. You can use our Lyft referral code in case you decide to sign up for Lyft.

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13. Ibotta

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Ibotta is a cashback app that helps you earn back money when you shop online and in-store. It’s easy to earn your cashback by uploading your receipt for in-store purchases or shopping directly through Ibotta’s links. It’s one of the easiest ways to make sure you’re always get the best price for everyday items. Whether you’re shopping for designer sneakers or your groceries, Ibotta helps to earn money while you shop.

There are several forms of cashback available through Ibotta. You can use the browser extension to get cashback from popular e-commerce websites, such as Walgreens and Ulta. You can use the app to automatically earn cashback through the stores available through it. Ibotta also allows you to earn cashback on gift cards and you can link your loyalty accounts to your Ibotta app to maximize your cashback earnings.

[/fusion_text][fusion_imageframe image_id=”7487|full” custom_aspect_ratio=”100″ lightbox=”no” alt=”Find Your Ibotta Referral Code” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” align_medium=”none” align_small=”none” align=”center” hover_type=”none” caption_style=”off” caption_align_medium=”none” caption_align_small=”none” caption_align=”none” caption_title_tag=”2″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://www.tastyreferrals.com/wp-content/uploads/2021/06/Where-to-Find-Your-Ibotta-Referral-Code.png[/fusion_imageframe][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” flex_grow=”0″ top_margin=”10px” alignment=”center” /][fusion_text hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” text_transform=”none” animation_direction=”left” animation_speed=”0.3″]

You can cash out your cashback with a low payout threshold of $20. Ibotta offers a $30 sign up bonus when you join Ibotta through a referral link. You can also boost your cashback wallet’s value by using your referral link to encourage friends to sign up to the platform. Just like Cash App and M1 Finance, there’s no limit to how many friends you can refer to Ibotta, giving you an endless potential for racking up referral cash. You may use our Ibotta referral code: QRJIYI and read more about the Ibotta platform referral program for the terms and conditions.

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14. Rakuten

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Another one of the most popular cashback apps is Rakuten. Just like Ibotta, it offers a $30 sign-up bonus to help you maximize your savings. This affiliate marketer works to help you earn cashback on purchases you make through their affiliate links. Rakuten gives you part of their commission back in cashback to encourage you to make your purchase through their affiliate links.

Unlike other shopping apps, you’ll usually get your cashback accredited within 48 hours. Some platforms have a longer accreditation time of up to 30 days, but you’ll usually get your cashback verified within a few days. You’ll typically earn about 3% back from your purchases, although some websites offer a higher cashback rate. Most people typically earn $150 a year back from your online purchases using Rakuten.

[/fusion_text][fusion_imageframe image_id=”7687|full” custom_aspect_ratio=”100″ lightbox=”no” alt=”$30 Rakuten Referral Bonus” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” align_medium=”none” align_small=”none” align=”center” hover_type=”none” caption_style=”off” caption_align_medium=”none” caption_align_small=”none” caption_align=”none” caption_title_tag=”2″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://www.tastyreferrals.com/wp-content/uploads/2021/07/how-to-sign-up-with-a-rakuten-referral-link.png[/fusion_imageframe][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” flex_grow=”0″ top_margin=”10px” alignment=”center” /][fusion_text rule_style=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” text_transform=”none” animation_direction=”left” animation_speed=”0.3″]

You can earn cashback through Rakuten’s browser extension or through their app to help you get the most out of your online shopping. Rakuten’s $30 sign-up bonus is available when you spend $25 within your first 90 days of using Rakuten. You can also earn $40 credit for every friend that you refer to Rakuten. Here’s the complete Rakuten referral process to guide you.

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15. RebatesMe

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RebatesMe is one of Rakuten’s biggest competitors and offers a $30 sign-up bonus. Like the other cashback apps, it allows you to earn money back from the purchases that you make online through RebatesMe’s affiliate marketing links. It works with over 4,000 stores to allow you to maximize your savings. The platform works with Bloomingdales, Selfridges & Co, and Walmart.

What sets RebatesMe apart from other cashback apps is that it’s available to users internationally with a mixture of budget and luxury stores available for you to earn cashback from. While it primarily operates in the US, RebatesMe also offers specific UK and Australian-based deals.

[/fusion_text][fusion_imageframe image_id=”11129|full” custom_aspect_ratio=”100″ lightbox=”no” alt=”Find Your RebatesMe Referral Code” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” align_medium=”none” align_small=”none” align=”center” hover_type=”none” caption_style=”off” caption_align_medium=”none” caption_align_small=”none” caption_align=”none” caption_title_tag=”2″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://www.tastyreferrals.com/wp-content/uploads/2021/09/how-to-get-your-rebatesme-referral-code.png[/fusion_imageframe][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” flex_grow=”0″ top_margin=”10px” alignment=”center” /][fusion_text rule_style=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” text_transform=”none” animation_direction=”left” animation_speed=”0.3″]

You can also use RebatesMe to earn cashback when purchasing fit cards from several major stores to save money off future purchases. You can transfer your cashback rewards to your PayPal or credit card with your first payout having a minimum of just $0.01. You can also choose to transfer your cashback onto an Amazon gift card.

While the standard RebatesMe offer is $10, you can earn $30 sign-up credit when you use our exclusive RebatesMe referral code. You can also earn $10 for every referral you make through your own referral link to add to the value of your cashback wallet.

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16. Dosh

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Are you looking to take your cashback on the go? Dosh gives you automatic cash back when you book hotels, dine, and shop with thousands of merchants. You don’t need to worry about scanning receipts or using coupons – you can do everything through the app. It’s just like paying with Venmo or a P2P app.

When you download Dosh, you’ll link it to your card. When you shop at a partner merchant, you’ll earn cashback that is deposited directly and automatically into your wallet on the app. Once you hit $25 in cashback, you can transfer the value of your wallet to your bank account, Venmo, or PayPal. If you’re feeling generous, you can even donate your cashback to charity.

[/fusion_text][fusion_imageframe image_id=”14450|full” custom_aspect_ratio=”100″ lightbox=”no” alt=”Where to find your Dosh referral code” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” align_medium=”none” align_small=”none” align=”none” hover_type=”none” caption_style=”off” caption_align_medium=”none” caption_align_small=”none” caption_align=”none” caption_title_tag=”2″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://www.tastyreferrals.com/wp-content/uploads/2022/01/Where-to-find-your-Dosh-referral-code.png[/fusion_imageframe][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” flex_grow=”0″ top_margin=”10px” alignment=”center” /][fusion_text rule_style=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” text_transform=”none” animation_direction=”left” animation_speed=”0.3″]

Like other cashback apps on this list, Dosh works with some of the most popular shops – from Pizza Hut to Walmart, ASOS, and Sephora. You can earn $10 when you sign up for Dosh through a referral link, helping to get you closer to the $25 you need for your first payout. It’s worth noting that the referrer doesn’t get an equal bonus. You’ll make just $1 for every referral that you make to the app, but every little helps! If you’re looking for a Dosh referral code, you’re welcome to use ours and learn the guidelines as well.

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17. Drop

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Another cashback app that you want to consider downloading is Drop. It gives you rewards automatically when you shop with the brands you love. The app is available on Apple and Android devices and has been featured on BuzzFeed, Forbes, and USA Today. Drop describes its rewards app as a “new kind…created just for you”. It’s designed to help you earn rewards on everything, from your first coffee to your late-night snack.

When you shop directly through the Drop app, you can start earning points that you can then spend on future purchases. The rewards are as good as cash in your pocket – with points that you can spend in your favorite stores, like Starbucks.

While Drop isn’t a conventional cashback app, it can allow you to put your rewards towards future purchases. Drop’s referral program gives you a 5,000-point referral bonus that you’ll qualify for after earning your first 1000 points.

It’s worth noting that you’re limited to 10 referral bonuses at a maximum of 50,000 points.

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18. Fetch

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Fetch is a cashback app that works with its users uploading their receipts. The benefit of Fetch is that you can upload receipts from almost any store. It means that you don’t have to worry about shopping around for special offers or activating deals on an app. You can shop like normal and claim the benefits afterwards.

It’s worth mentioning that Fetch has ‘special offers’ that give you bonus points, but you also don’t have to activate these offers to claim them. You’ll earn points for almost every receipt that you upload. 3,000 points will earn you a $3 gift card.

It’s easy to sign up and even easier to redeem your points as a gift card. It’s one of the most convenient cashback apps to use and the perfect one for anyone who wants a hassle-free way of saving on your everyday spending.

When you first sign up on Fetch, you’ll earn 750 bonus points when you upload a receipt that day. It’s worth waiting until you have a receipt ready to upload before downloading Fetch. Register with our Fetch Referral Code: D2XRDJ to get your reward points successfully.

[/fusion_text][fusion_imageframe image_id=”14778|large” custom_aspect_ratio=”100″ lightbox=”no” alt=”Find your Fetch Rewards referral code” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” align_medium=”none” align_small=”none” align=”none” hover_type=”none” caption_style=”off” caption_align_medium=”none” caption_align_small=”none” caption_align=”none” caption_title_tag=”2″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://www.tastyreferrals.com/wp-content/uploads/2022/02/Find-Your-Fetch-Rewards-Referral-Code-1024×669.png[/fusion_imageframe][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” flex_grow=”0″ top_margin=”10px” alignment=”center” /][fusion_text rule_style=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” text_transform=”none” animation_direction=”left” animation_speed=”0.3″]

19. Swagbucks

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Swagbucks is another free rewards program that allows you to earn cash and gift cards when you shop online. What makes Swagbucks different is that it gives you the option to earn rewards through other ways, such as playing games and taking surveys. This platform is available as a browser extension, free app, and website. You’ll earn ‘SB points’ when you upload receipts for purchases you’ve made in physical stores.

This free app is easy to use and ideal for those you want a way to earn cashback on their daily spending. You’ll also earn points when you refer your friends to Swagbucks. As the platform is easy to use, you’ll have more chance of getting your friends to sign up to it.

You can choose to redeem your Swagbucks points through a gift card for popular retailers like Amazon and Target or redeem your points as cash through PayPal.

When you sign up to Swagbucks through a referral program, you’ll earn 300 points. You can also use the referral program to boost your own gift card value. When a friend signs up through your referral program, you’ll get 300 points and 10% of the lifetime earning of your friend’s Swagbucks rewards.

Read more on how to use a Swagbucks sign up code here.

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20. TopCashback

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Top Cashback is one of the UK’s leading cashback platforms that helps you save hundreds of pounds every year. Most Cashback members earn an average of £345 in cashback every year. You can get your payout made directly to your bank account or PayPal, as well as the option of getting it through a gift card.

Like other cashback apps, it makes money through sponsored adverts and promotions across their website. When you make a purchase through a retailer that is featured on TopCashback, the platform earns commission that is put towards your cashback. You can get cashback on virtually everything, from your mobile phone to airport parking and home insurance. Almost all major online retailers are available through TopCashback with over 5,000 retailers available.

You can maximize your rewards by signing up for a Plus account that gives you a range of extra benefits. Most of your cashback earnings will be added to your account within 7 days, although you’ll often have to wait longer than this for it to be confirmed and to be available to cash out. There are 60 different payout options available, including gift cards and PayPal.

TopCashback offers a ‘tell-a-friend’ referral program that gives you $25 free cashback when your friend has earned their first $10 cashback.

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21. BeFrugal

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Do you want cashback and coupons in one easy app? Try BeFrugal. You can earn cashback at over 5000 stores when you shop through BeFrugal. The platform claims to give its shoppers 100% of the commissions they earn through their links. Along with its cashback function, you’ll have access to coupons and deals from 50,000+ orders, including 500 of the most popular online stores in the USA.

BeFrugal started in 2009 as one of the first cashback platforms that helps you maximize your saving through coupons and cashback. You’ll usually earn around 3-5% cashback from stores like Macy’s, Walmart, Sephora, and eBay.

You can earn $10 when you sign up to BeFrugal through a referral link. You’ll also earn $10 in cashback when one of your friends sign up using your referral link.

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Banking Apps

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Gone are the days of using high street banks. These next-generation banks put you in control of your finances and make it easier than ever to maximize your savings. Many of these banking apps include perks like cashback and easy savings pots.

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22. Chime Bank

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Are you trying to manage your personal banking on the go? Try Chime Bank. Although the platform isn’t a bank itself, it partners with banks to offer its users checking and savings accounts – including The Bancorp Bank and Stride Bank, N.A.

You’ll get benefits with a Chime Bank account that you wouldn’t have access to with a traditional bank account. You can get paid up to 2 days early with direct deposits, access fee-free overdrafts of up to $100, and build a credit history with no interest or annual fees. You’ll manage your Chime Bank account through the app, which focuses on streamlining the banking process.

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One of the most popular features on Chime Bank is its high yield saving account that offers automatic saving options. You can even choose to deposit 10% of your paycheck automatically into your saving account every month. Chime Bank gives you access to a Visa Debit Card with no monthly fees or maintenance fees.

Chime Bank also offers a built-in peer-to-peer payment service that allows you to send and receive up to $2,000 per month. You can earn $50 through Chime Bank’s referral program when you sign up through a referral link and make a qualifying deposit of at least $200. You’ll also earn a $50 referral bonus when your friend uses your referral link. Here’s a Chime referral in-depth guide for your reference.

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23. SoFi Money

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SoFi is a next-generation banking app that allows you to get 1.00 APY on your checking and savings. The platform aims to offer better banking with its no account fees – including no minimum balance fees and 55,000 fee-free ATMs. SoFi Money has no-fee overdraft coverage of up to $50 and it allows you to control your bank account directly from your phone.

Other perks of SoFi Money includes their 2-day early paycheck that can be automatically set up for direct deposits, along with the ability to get 15% cash back when you pay using your SoFi debit card. The app also allows you to automatically save by setting savings goals using Vaults and Roundups.

This cash management account is ideal for those who want to take control over their finances. When you’re getting started with SoFi Money, you want to sign up through a referral link to get your $25 free cash bonus.

All you have to do is to add at least $10 to your SoFi Money account within 5 days of opening your account. You’ll earn a larger bonus when your friends sign up through your link. While they’ll get a $25 bonus, you’ll earn $50 for every person you refer to SoFi Money. Read more information about the SoFi referral program and use our SoFi referral code here.

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24. Brex Business Bank Account

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Although not technically a bank, Brex acts just like one. Your funds are insured by the FDIC for extra peace of mind. One reason why Brex appeals to most people is that it doesn’t impact your credit score, making it ideal for those who want a credit card without it impacting their score.

This ‘alternative’ business account gives you a credit card that is linked to the balance on your Brex Cash account. Although considered a credit card, it acts more like a debit card.

Your credit limit will be 80% of the balance that you hold on your Brex Cash account – i.e., a $800 credit limit for an account with $1,000. Like most credit cards, using your Brex card gives you points that you can redeem or use with travel partners.

Brex’s referral bonus is different as it comes in the form of an Amazon gift card. Unlike other apps of this list, your referral bonus isn’t loaded to your account balance. You’ll be eligible for the $250 Amazon gift card when you open your account using a referral link and spend $1,000 on your Brex Cash card.

One thing to be aware of is that Brex is a business banking account, meaning you’ll need to have a business entity to qualify for the app.

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25. Nearside Business Bank Account

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Nearside – previously called Hatch – is a free business checking account that previously worked on a fee model of $10 per month. What makes this banking app popular is its accessibility and its low threshold for its $50 sign-up bonus.

Unlike other business accounts, you don’t have to worry about monthly fees or a minimum balance requirement. The Nearside Business bank account comes with several benefits, including a prepaid debit card and cashback rewards. It’s 2.2% cashback program is one of the main advantages that Nearside has over most traditional business accounts – making it ideal for daily spending.

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You’ll only need to spend $100 on your connected debit card to meet the requirements for your $50 referral bonus. You can maximize your sign-up credit by depositing $200 into your Nearside account as your first deposit to earn 20% cashback for a maximum of $40.

You can get more out of your Nearside account by using its referral program to earn $50 for every person you refer to the app. You can earn a maximum of $500 in referral credits every calendar year – equaling 10 people a year. Read more about the Nearside referral program here.

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26. Albert Cash Account

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Another innovative banking app is Albert – which has grown rapidly since its initial seed funding stage. It’s a budgeting and money-management platform that helps you track your finance and maximize your savings. The app uses a ‘Smart Savings Feature’ that utilizes an algorithm to monitor your spending and set aside a small amount of money into your savings every week.

The platform doesn’t come charge a monthly fee and has recently launched its ‘Albert Cash’ feature. It’s a free checking account that doesn’t require a minimum balance and is managed by a partner FDIC-insured bank, Sutton Bank. You can also take advantage of the premium ‘Albert Genius’ feature to connect with a financial advisor.

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Albert is a popular business app for its generous signup bonus for new users of $150. If you deposit at least $200 into your account and spend $100 on your connected debit card within the first 30 days, you’ll qualify for the sign-up bonus.

Once your account is up and running, you can start using your referral link to earn $150 for every friend that you refer to Albert Cash. The platform allows you to earn up to $1,500 bonus credit in total when you start referring your friends and family. If you need more information about the Albert referral program click here.

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27. Lili Bank Bonus

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Lili is another free online business account that is designed with freelancers and entrepreneurs in mind. It’s the perfect choice if you’re looking for a bank to manage your side hustle. You won’t be charged any fees – including no overdraft fees or foreign transaction fees. You can also take advantage of free ATM withdrawals at thousands of ATMs.

As a mobile-first banking account, the platform is designed to be optimized for app use. One of the most attractive features of Lili is its automatic tax savings feature. It helps you prepare for your tax return by setting aside a percentage of your income into a separate account so that you’re ready to pay your next tax bill.

With the free ‘Lili Standard’ plan, you’ll also get a free Visa business debit card attached to your account.

You can earn a $150 sign-up bonus when you open an account using a referral link and deposit at least $250 to your account through a direct deposit within 45 days of opening your account. Getting friends to use your referral code can earn you $100 per referral with a limit of $1,000 in referral credit. Read more information about the Lili Referral Program here.

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28. Netspend Account Bonus

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Are you looking to start saving? Netspend is a 5% interest savings account that uses an FDIC insured savings account that is ideal for an emergency fund or general savings. Netspend is one of the few accounts that currently offers the 5% interest without making you jump through hoops to get it.

If you don’t use the prepaid debit card attached to the account, you won’t have to pay any fees. It’s worth noting that although it states you earn a 5% interest, this is only on the first $1,000 in your account. Anything above $1,000 will get a lower 0.5% interest. A Netspend account is therefore ideal for an emergency fund – unless you want to open multiple accounts.

When you sign up to Netspend through a referral link, you’ll get a $20 sign-up bonus when you make your first deposit of $40 or more. While the deposit doesn’t seem overly generous, the 5% interest rate is the main attraction to opening a Netspend account. You can top-up your savings by getting your friends to sign up through your referral link, getting you a $20 referral bonus.

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Crypto Apps

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Are you looking to jump on the cryptocurrency bandwagon? These apps will help you get started by giving you access to dozens of different cryptocurrencies. You can buy, sell, and store your cryptocurrencies.

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29. Celsius Network

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Celsius Network is a fintech company that offers borrowing, payments, and interest-bearing savings accounts in digital and fiat currencies. This disruptor app gives 80% of its earnings back to its users through rewards and prizes, while using the remaining 20% to help fund project expansion.

The app was built with the purpose of helping crypto traders and investors build their portfolios. You’ll have access to over 40 different cryptocurrencies in your Celsius wallet, including the app’s native token of CEL. You can earn interest on your account by using your cryptocurrency for borrowing, earning interest in return. The APR for each cryptocurrency you stake varies with some earning 15% per year.

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Celsius Network doesn’t require a minimum deposit and allows you to easily send and receive cryptocurrencies. You can also use the platform to borrow cash or cryptocurrency.

When you sign-up through a Celsius referral link and deposit at least $400, you’ll get a bonus of $50 in BTC. You can share your own referral code with your friends to earn $50 for each one that signs up through your referral code and meets the requirements. For more info, here’s our Celsius referral article to help you out.

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30. BlockFi

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When it comes to innovative cryptocurrency platforms, BlockFi is at the top of the list. The app is backed by several major investment firms, including Avon Ventures, Coinbase Ventures, and ConsenSys. What makes the app unique is that it has a wide product range.

Their most popular feature is their Interest Account, along with their traditional Trading Account for buying and selling cryptocurrencies. The app also offers crypto-backed loans and its BlockFi BitCoin Rewards Credit Card that gives you 1.5% back in BTC for every transaction on you make using the card. You can find out more about BlockFi’s various features by reading our comparison reviews.

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BlockFi operates two referral programs – Refer-a-Friend and BlockFi Partner. The general refer-a-friend program allows you to earn $40 when you sign up or refer a user through your refer link. The new user will need to deposit at least $100 in their BlockFi Interest Account to qualify.

BlockFi is another platform that doesn’t have a limit on their referral credits. You’ll want to share your referral link far and wide to ensure you’re getting as much back to maximize your portfolio’s value. If you still have questions about BlockFi’s referral program, check out this BlockFi referral article for FAQs.

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31. Coinbase

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Coinbase is one of the world’s most popular crypto exchanges that has traded over $150 billion USD with over 30 million users. The platform began as a Bitcoin brokerage before moving to support other forms of crypto. Their cryptocurrency wallet gives you a place to store, receive, and transfer cryptocurrencies and keep all your assets in one digital place.

The app charges a 0.5% fee on every transaction with some applicable flat fees. You can start purchasing cryptocurrency for as little as $2 when you start using Coinbase. It supports almost 50 cryptocurrencies and is available in 100 countries.

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You can maximize the value of your portfolio by using their referral program. You’ll get a $10 sign-up bonus when you use a referral link and trade $100 or more in your first 180 days. Promoting your referral program can earn you $10 for every friend who signs up through your link. Not sure how to sign up with a Coinbase referral link? This Coinbase referral guide will give you the steps.

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32. Voyager

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Another cryptocurrency trading and investing app is Voyager, which operates on a zero-commission basis. The platform was founded by Oscar Salazar – founder of Uber – and Stephen Ehrlich – the founder of Lightspeed Financial. The app is currently available in the United States except for New York and has plans to go global.

Voyager gives you access to 50 types of cryptocurrencies, including the Voyager Token that allows you to earn interest on your account. While the app allows for the buying and selling of cryptocurrencies, these transactions are carried out against the US dollar. Voyager operates by navigating the ecosystem to give you the best price for your crypto trade, however it does not facilitate crypto-to-crypto trading.

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You can earn a $25 sign-up bonus when you use a referral link and deposit and trade $100. Your bonus will appear in your account balance within 3 days of the requirements being met and you can earn $25 for every user who signs up through your link. To make sure that you get the referral steps right, read this Voyager referral article for an in-depth guide.

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33. Crypto.com

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Crypto.com is an all-in-one platform that gives you access to a low-fee crypto exchange and more than 60 cryptocurrencies. The platform began simply as a website about cryptocurrency before transitioning into a crypto app with the goal of accelerating the world’s transition to cryptocurrency.

The app works with a mission to help you control your money, data, and identity. When you join the platform, you can trade cryptocurrency through its exchange or DeFi wallet. The DeFi wallet gives you complete control over your investing, as well as the option to earn interest on your portfolio.

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Crypto.com offers a cashback visa card that acts like a rewards debit card, allowing you to easily spend your crypto holdings. You can get rebates on platforms like Spotify and get free withdrawals from several ATMs.

You can earn a $25 bonus when you sign up through a referral link. There is no restriction on how many people you can refer to Crypto.com through your referral link at $25 per referral. Need more help with the referral process? Here’s a Crypto.com referral guide to answer your queries.

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34. Binance

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Another popular crypto platform is Binance. It supports more than 150 cryptocurrencies and almost 500 trading pairs. The platform has three user levels, known as verification levels. These levels reflect the volume you can trade in a single day. However, Binance doesn’t limit your deposit amounts.

Bianance allows you to do everything from spot trading to margin trading and purchasing futures. The platform also offers cryptocurrency loans, its smart pool for mining, and its DeFi staking service.

As a global platform, Bianance offers 200 coins that you can trade, buy, or withdrawal – including many major currencies. It has a wider coverage than Coinbase and is known for its lower trading fees.

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The platform’s referral program operates a little differently You’ll get a referral bonus that is 20% of your friend’s trading fees in BNB. If your balance is at least 500BNB, you could earn referral bonuses of 40%. When you sign up to Binance through a referral link, you’ll earn 10% back in commissions. You may use our Binance referral ID from this Binance referral article. 

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35. BitFlyer

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BitFlyer is a Japan-based cryptocurrency platform that expanded to Europe and the United States in 2017. It gives you the option of buying and selling virtual currencies, including Bitcoin, Dash, and Litecoin. The app has more than 2.5 million users and is the most popular cryptocurrency exchange in Japan.

The platform has two types of crypto trading platforms – ‘Easy Exchange’ and ‘Lightning Pro Exchange’. The former is ideal for beginner crypto traders, while Lightning Pro Exchange gives you additional functionalities, including margin and futures trading. As a professional tool, this exchange offers charting tools.

You can stake native blockchain coins through the Lisk protocol that uses a delegated proof of stake mechanism to allow bitFlyer to run a node and delegate its holdings. BitFlyer also has a fundFlyer function that allows you to fund projects and organizations using cryptocurrency.

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You can earn a $15 referral bonus by signing up through a referral link and depositing and trading at least $100 USD. You can earn $15 credit when your friends sign up through your referral link. Follow these bitFlyer referral steps to earn your bonus successfully.

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36. Gemini

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Gemini is a US-based cryptocurrency exchange that was founded by Tyler and Cameron Winklevoss. It hit the market in 2015 and is now one of the most successful cryptocurrency exchanges with access to over 40 cryptocurrencies with no account minimum.

You can utilize their ‘earn program’ to earn interest on your crypto holding, along with an insurance plan that includes spread and fee per transaction in their trading fees. You can connect your Gemini app to your Samsung Blockchain wallet for a seamless experience. The native coin – Gemini dollar – is backed by USD and can earn you up to 7.4% APY.

It’s worth pointing out that Gemini has a fix fee of 0.5% above the trading price – known as a convenience fee – and has a tiered transaction cost. You can also build your portfolio through the ‘Gemini Earn’ feature that allows you to earn up to 8.05% on your tokens.

Gemini’s referral program allows you to earn a $10 sign-up bonus when you open your account through a referral link. You’ll qualify for the $10 credit when you trade $100 and fully verify your account within the first 30 days. You’ll also earn a $10 credit every time one of your friends sign up through your referral link. Try using our Gemini referral code to get your $10 referral credit.

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37. FTX Exchange

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FTX Exchange is a cryptocurrency trading platform built by traders, for traders. It operates with low fees and allows you to leverage up to 20x. The platform offers a variety of features, including derivatives, volatility products, options, and leveraged tokens. FTX Exchange is one platform that anyone can use, from beginners to professional investors.

The platform was launched by Sam Bankman-Fried and Gary Wang with FTX Exchange collaborating with several leading cryptocurrency firms, including PAXOS and Lightspeed. The app is designed to help you trade anywhere, at any time.

FTX Exchange is popular for its competitive trading fees and the fact it gives you access to hundreds of crypto coins, along with its low-fee model. This centralized cryptocurrency exchange focuses on derivates and leverage products – including spot markets, MOVE contracts, and leveraged tokens.

The platform operates a referral program like Binance’s. You’ll earn 25-40% of the fees of the new user who signs up through your referral code. When you sign up to FTX Exchange using a referral code, you’ll typically get 5% of your fees back. The exact referral rate is determined by the amount of FTT you are staking on your account.

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